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A Clean Energy Loan is a type of loan designed to finance the installation or upgrade of renewable energy systems, such as solar panels, wind turbines, or geothermal heat pumps. These loans often come with attractive interest rates and may even be eligible for government subsidies or tax incentives.

Key features of a Clean Energy Loan:

  • Purpose: Specifically for funding renewable energy projects.
  • Interest rates: Often lower than traditional loans due to government incentives or lender initiatives.
  • Repayment terms: Flexible repayment schedules tailored to the project's cash flow.
  • Government incentives: May qualify for tax credits, rebates, or grants.
  • Collateral: This may require collateral, such as the property where the renewable energy system will be installed.

Documents typically required:

  • Proof of property ownership
  • Project plans and cost estimates
  • Financial information (income, credit score)