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| w.e.f. 11.04.2025 | ||||
| A - Short-term advances | ||||
| Scheme Code | Type of Loan | Rate of Interest (%) | ||
| 130101 | Hypothecation Lending | 09.90% to 10.90% | ||
| 130201 | C.C. Pledge Lending | 09.90% to 10.90% | ||
| 130301 | Cash Credit Lending | 09.90% to 10.90% | ||
| 131101 | Professional Cash Cadit | 09.90% to 10.90% | ||
| 132101 | Secured Overdraft Sta. Against the property | 10.90% to 11.90% | ||
| 132102 | Secured overdraft against gold/silver jewelry | 09.90% to 10.90% | ||
| 132103 | Secured Overdraft NSC, KVP, LIC, etc. in front of | 08.90% to 09.50% | ||
| 133101 | Vypar Vikas Overdraft | 09.90% to 11.40% | ||
| 134101 | Project Development Overdraft | 11.90% to 12.50% | ||
| 135101 | Loan Overdraft against Fixed Deposit |
0.25% to 0.50% more on FD int. rate * |
||
| 650101 | ||||
| cc cc | Loan/overdraft against fixed deposit to third party |
0.50% to 1.00% more on FD int. rate * |
||
| 138101 | Clean overdraft | 14.40% to 15.40% | ||
| 6594 | Housing overdraft | 09.90% to 10.90% | ||
| 1353 | Jan Samrudhi Overdraft (no loan on mortgaged property) | 09.90% to 10.90% | ||
| (There are no other loans on the mortgaged property) | ||||
| 1354 | Jeevan Sanjeevnis overdraft | 09.90% to 10.90% | ||
| A1 - Short term loan | ||||
| 650102 | Loan against NSC, KVP, LIC | 08.90% to 09.90% | ||
| Loan against gold/silver jewelry | ||||
| 650203 | Up to Rs 2 Lakhs | 09.90% to 10.90% | ||
| 650202 | More than Rs 2 Lakhs | 09.90% to 10.90% | ||
| (Priority Sector) up to Rs. 2 Lakhs | 09.90% to 10.90% | |||
| Upto Rs.15 Lakh (Priority Sector) | 09.90% to 10.90% | |||
| Medium Term Advances | ||||
| Scheme Code | Type of loan | Rate of Interest (%) | ||
| 6503 | Project Development Loan | 11.90% to 12.90% | ||
| 6531 | Clean Loans | 14.90% to 15.40% | ||
| 6541 | Hire purchase | 09.90% to 10.40% | ||
| 6542 | HomeNeed Purchase Loan | 09.90% to 10.40% | ||
| 6548 | Self-Employed Person Loan | 13.90% to 14.40% | ||
| 6549 | Student Computer Loan (within prescribed limit) | 08.90% to 09.90% | ||
| 655101 | Two wheeler loan | 08.90% to 09.90% | ||
| 655102 | Four-wheeler vehicle loan (if providing property in conclusion) | 08.40% to 09.40% | ||
| 6552 | Education Loan | 08.90% to 09.90% | ||
| 6555 | Vyapar Mitra Loan | 10.90% to 11.90% | ||
| 6559 | Shridhan Vruti loan | 09.90% to 10.90% | ||
| Jan Samriddhi Loan | ||||
| 658301 | Rs. 02.00 lakh upto | 09.90% to 10.90% | ||
| (There is no mortgage on the mortgaged property) | ||||
|
10.40% to 11.40% | |||
| C- Long-Term Advances | ||||
| 591 | Housing Loan | 08.90% to 09.90% | ||
| 6543 | Housing loan top-up – up to 50% of the loan amount | 09.90% to 10.90% | ||
| 6543 | location Loan against property | 10.90% to 11.90% | ||
| 6545 | Professional Loan | 10.40% to 11.40% | ||
| 6550 | Term Loan | 10.40% to 11.40% | ||